Invest + Empower
Invest in real estate without the headache of being a landlord.
You'll empower someone to make a big move and check a life goal.
DubbleUpp is the NEW way to invest in real estate. Earn 100% ROI with just 5% down. Skip the hassles that come with traditional real estate investing—no tenants, no 20% down payment, and no maintenance or vacancy fees.
Low barrier to entry of only 5% down allows you to readily participate in this opportunity. You have high leverage as your appreciation is based on the entire home value and this creates a very desirable rate of return.
Approximately 100% Return on Investment After 5½ Years
Wow, where else can you get a 100% rate of return in 5.5 years on a passive real estate investment?
Help Someone Achieve the American Dream of Homeownership
Pay it forward while making a great return on investment. This investment will truly make someone’s dreams come true.
Invest in Real Estate without the Headaches of Being a Landlord
Skip the traditional hassles that come along with being a landlord; no tenants, no vacancies, no HOA restrictions, and no maintenance fees.
Don't know a buyer? No problem.
Use our matching app.
Our matching app uses a compatibility scoring algorithm that helps you select a buyer that fits your preferences and lifestyle.
What if the buyer wants to move out early?
There are options for the buyer-occupant to leave early where they are eligible to receive a portion of the profits. In the DubbleUpp Agreement, there is a whole section dedicated to leaving early and how profits are shared, and any penalties. All of these sections have default values we give you, but this is a contract between the two buyers, and anything can be negotiated. In the default agreement, no profit for the buyer unless they make it to at least 3 years.
Can I keep the property after occupant moves out?
Can I keep the property after the occupant moves out? This is something that will have to negotiate as you approach the end of the term. The DubbleUpp Agreement states that the property will be sold at the end of the term to force action if nothing can be negotiated. You can reinvest your profits in a new DubbleUpp investor property.
What if they have pets?
Pets are OK with us but you will both need to give it the stamp of approval.
Who pays for property maintenance like an appliance needing repair?
Who pays for property maintenance like an appliance needing repair? All general maintenance up to a specified maximum is the responsibility of the buyer living in the house. The DubbleUpp Agreement spells out the maximum value. Anything beyond that maximum is split between you and the buyer. Typical expenses that exceed the maximum include the roof and HVAC. A home warranty may help control costs of unexpected expenses.
Does the investor have to pay for everything upfront?
All initial expenses are covered by the investor. This includes any items paid in advance like the appraisal or home inspection, items paid at closing like title fees and closing costs, and the down payment. The only items excluded are discount points and additional down payment if the house appraises for below sales price (appraisal gap). Because of the expected shorter term on this agreement, we don’t typically recommend paying for discount points. As for the home appraisal gap, this is a decision that will have to be discussed between you and the buyer. Before putting in an offer, your real estate agent will give you a realistic idea of the estimated appraised value of the house. You can then have a discussion before putting in your offer so know who will be responsible for any extra amounts.
Who pays for large expenses like a new roof or HVAC system?
All larger expenses are split 50-50 based on the minimum expense value defined in the DubbleUpp Agreement. A home warranty may help control costs of unexpected expenses.
What if they want to do home improvements – how does that get divided up?
Any home improvements will have to be negotiated between all parties owning the home. Depending on who will use the improvements, it may not be a 50-50 split. Increased home value should also be considered in the negotiation. If the buyer has a must have improvement, we encourage them to bring that up prior to closing on the house to make sure everyone agrees.
What if we can’t agree on a house?
Some investors will be more hands-on with home selection and others will be more passive because they won’t be living in the property and they know you are an owner. If you are active in reviewing homes and not coming to an agreement with your buyer, then we can match them with another investor who may be a better fit for their house requirements.
Who pays for the difference if an appraisal comes in lower than the purchase price?
That is a decision that will have to be discussed between you and the buyer. Before putting in an offer, your real estate agent will give you a realistic idea of the estimated appraised value of the house. You can then have a discussion before putting in your offer so know who will be responsible for any extra amounts.
Are there any qualifications to be an investor?
Investors must have a credit score above 680, have a down payment and reserves to cover the investment, and must have a DTI (debt to income) ratio below 45 before adding the home. These qualifications help ensure they will not adversely affect the loan. Generally, we find adding them will reduce the monthly PMI (principal mortgage insurance) because it is less risky when you add a second borrower.
What about condos – I don’t want to invest in condos?
On the dubbleupp.com website, you will be able to select which preferences matter to you and control the compatibility score. If you do not want to match with someone interested in a condo, you can tag that in your scoring.
Do I have to or get to approve each property?
That is entirely up to you. If you want to be active in the process, your dedicated realtor will include you in all home searches. You can also be passive and only get involved prior to an offer being placed. If you have some requirement, give them to the realtor so they can control which homes get sent to the buyer.
Do I get to see the credit report and qualifying scores of the buyer?
We get permission from buyers so you can review their credit report prior to committing to work together.
Are escrows included in closing costs? What about prepaid homeowner’s insurance?
Escrows and prepaid insurance paid at closing are the responsibility of the investor.
Am I on the Homeowner’s Insurance since I don’t live there?
Yes, all parties who have an ownership interest in the property must be on the homeowner’s insurance.
What are the matching criteria?
With an investor, the matching criteria are primarily based on location and amount you want to invest. On the dubbleupp.com website, you will be able to select which other preferences matter for you and control the compatibility score.
Start Investing in Real Estate.
Sign up today. It’s free. Whether you want to buy or invest. DubbleUpp makes it easy and accessible. We’ll guide you through the whole process.